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How financially literate is India? The answers will surprise you


Financial literacy is defined as the ability of an individual to take efficient decisions related to money. Having access to information and the skill sets required for effective use of this information in making decisions is part of the concept of financ

advantages of a top-up home loan over a personal loan


Home Loan Top Up Vs Personal Loan: Which is better for you?

Rising unsecured loans amid lower credit scores


The new paradox in banking: Rising unsecured loans amid lower credit scores

We Can Differentiate Between A Circumstantial And Habitual Defaulter


Everyone has the right to get loans. But this over-riding philosophy requires that everyone also manage their credit professionally. Often, the problems with the creditworthiness of an individual appear when they are seeking an important loan.

Looking for a loan? Rebuild credit score to regain access of any sort


Clearing off past dues, and then taking small loans and repaying them on time will help past defaulters gradually improve their credit scores

Credit Score: Should you trust the providers of ‘free’ credit report?


If the provider is asking for credit card details or bank details, please refrain from seeking any report from them. You do not need to provide any such detail to them.

Provident Funds 'Might Still Beat Other Fixed Income Instruments'


The employer's contribution towards the employee's salary stands at only 3.67 per cent.

Credit Sudhaar Undertakes School Digitization Under its CSR


Technology has become an integral part of life and knowledge of basic computer management and internet can go a long way in improving the productivity in every field. “Not only does the availability of systems and internet helps boost knowledge and produc

Should you use your credit card to build credit history?


We ask the experts if career beginners still need to use their credit card to build a credit history

Debit vs Credit Card: Are debit cards necessarily better than credit cards? Find out


Debit cards are often rated over credit cards, while some vouch for the benefits the credit card carries over the debit card. So, what does it mean to the individual card holders?

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