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We Can Differentiate Between A Circumstantial And Habitual Defaulter


Everyone has the right to get loans. But this over-riding philosophy requires that everyone also manage their credit professionally. Often, the problems with the creditworthiness of an individual appear when they are seeking an important loan.

Looking for a loan? Rebuild credit score to regain access of any sort


Clearing off past dues, and then taking small loans and repaying them on time will help past defaulters gradually improve their credit scores

Credit Score: Should you trust the providers of ‘free’ credit report?


If the provider is asking for credit card details or bank details, please refrain from seeking any report from them. You do not need to provide any such detail to them.

Provident Funds 'Might Still Beat Other Fixed Income Instruments'


The employer's contribution towards the employee's salary stands at only 3.67 per cent.

Credit Sudhaar Undertakes School Digitization Under its CSR


Technology has become an integral part of life and knowledge of basic computer management and internet can go a long way in improving the productivity in every field. “Not only does the availability of systems and internet helps boost knowledge and produc

Should you use your credit card to build credit history?


We ask the experts if career beginners still need to use their credit card to build a credit history

Debit vs Credit Card: Are debit cards necessarily better than credit cards? Find out


Debit cards are often rated over credit cards, while some vouch for the benefits the credit card carries over the debit card. So, what does it mean to the individual card holders?

How many credit cards do you need?


One, two or half a dozen? It depends on your spending patterns and lifestyle. But experts say, with other methods of digital payment evolving, one card is enough

The importance of credit scores


Recently, a customer in Chennai was refused loan by a bank despite having a good repayment track record, due to an error in his credit score.

Planning To Lend Via P2P Platforms? Know These Five Associated Risk


P2P platform only is a facilitator to manifest contact between a lender and a borrower

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