Home insurance policies guard your home against any damage occurred due to natural calamity or accident.
Subscribing to a comprehensive home insurance policy gives you the following benefits:
When you buy a property to live in with your family, you want to do all you can to ensure your safety. But just putting fancy locks and alarm systems in place is not enough to keep your home safe, as it cannot save you from natural or man made disasters. For the all round protection of your home, a home insurance policy is highly recommended. A basic home insurance policy covers against fire and other related acccidents perils like floods and storms. A comprehensive package policy however is better as it also insures the policyholder’s house against burglaries and other unexpected breakdowns.
A typical home insurance policy offers protection against:
Natural disasters - These include incidents or fire, floods, storms, hurricanes landslide and the likes
Man-made causes - Riots, explosions, acts of terrorism, missile tests causing damage. In the modern times that we live in it is of utmost importance to seek all round protection for your home and its contents. The following add on covers are therefore available for the benefit of policyholder:
Cover for domestic appliances - Most modern homes have expensive gadgets such as one or more television sets, a washing machine, refrigerator, air conditioners and the likes. This additional cover for appliances offer protection in case of the damage of any of these appliances in case or a fire or any other cause of breakdown due to unnatural circumstances.
Cover for valuables - Policyholders opting for home content insurance can also seek additional coverage against the loss or damage of valuables such as jewelry, expensive accessories and sensitive documents (investment or business related) in case of loss or damage due to natural or man made disasters.
Home content insurance, does not offer protection in case of the following:
A home content insurance policy can be purchased online instantly. However, a policyholder will need the following documents while claiming the policy:
There are a number of home insurance policies available today and as a homeowner it can be confusing for you to choose the right policy for yourself. This is where we step in with our expertise. We, at Credit Sudhaar, can assit you with the following: