Remember that saying about how there are no free lunches? That is definitely not a fallacy, and is applicable in the context of credit cards as well. There are no cards out there with zero f... Read more
Credit Utilization is one of the important factors that impact the credit score of an individual. So what does it mean? Credit utilization is a ratio of the total spending on a credit card t... Read more
Sudha has a credit card limit of Rs. 100,000 and her monthly bill is of Rs. 60,000 approximately. She manages to pay her bills on time always. Anu has a similar card limit and her credit car... Read more
While making a credit card application may seem simple enough, people often stumble when it comes to understanding their credit card statements. The statement that credit card companies send... Read more
When you apply for a credit card, you apply with all good intentions of using it properly, so that you can obtain maximum benefits. But if you are not careful your credit card spending can g... Read more
This February, do something different – but special! – for your Valentine! While for most people nothing spells out St. Valentine’s Day as clearly as red roses, hearts and candy (and maybe a... Read more
In today’s world credit cards are a very convenient option. They save you from the trouble of having to carry cash that might get lost or makes you feel insecure because of the fear of theft... Read more
Visa or MasterCard is the question today, versus cash or card a few years ago. With the increase in credit card penetration in the country, the number of users has indeed gone up, and lesser... Read more
Secured credit cards are a good way to build credit. If you have a history of poor or ‘bad’ credit, then a secured card may be right for you. Combined with responsible financial behaviour an... Read more
Once your credit card application gets approved and you receive your first plastic in hand, you are bound to feel excited. Credit cards are a great instrument for today’s consumers who use i... Read more
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