Credit cards have indeed changed our lives for the better. It’s a blessing not having to carry around cash (especially now, given the surgical strike on currency notes!) and buy anything fro... Read more
Over the past decade or so, we have seen a paradigm shift from paper to a virtually paperless or electronic world. Whether it is the slow death of letters moving to email, or even banking tr... Read more
Who would decline the offer of some extra money? A higher credit limit means a higher purchasing power. It is a very alluring idea but there is a catch. One of our readers, Mrs. Nilima Pai,... Read more
When a credit report is being generated by a bureau, one of the parameters that they give significant weightage to is the credit utilization limit that is assigned to a credit card user. To... Read more
Planning a home makeover? Or a destination wedding? Or is it debt consolidation that you are looking at? Whatever be the reason, a personal loan can be a quick-fix solution in a financial em... Read more
Effective debt management while appears to be an uphill task, is not impossible. Let us look at a few ways in which it can be handled better, thereby helping you maintain your finances judic... Read more
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