We live in an era where women are no longer restricted by baseless orthodox mindsets. Today, women are making tremendous achievements in the areas which used to be deemed as “men only”. They... Read more
The impact of credit score on the ability to get loans and also on the rates at which one gets a loan is now well known. In certain instances the credit scores are known also to impact the a... Read more
Home loan interest rates like any other rates whether on deposits or other loans are flexible and change with market conditions. Thus it is not likely but almost sure that home loan rates ch... Read more
Credit cards make our lives comfortable and easier. When you are going on a long vacation or for a business trip overseas, you don’t need to carry a lot of cash with you as long as you have... Read more
Credit cards give us financial independence. They allows us to go cashless, help in keeping a record of purchases, consolidate payments and even give reward points for spending. They serve a... Read more
Credit scores reveal your creditworthiness. It is strongly correlated to the risk of default. In a business like insurance, which oscillates around calculating risk, no stone is left unturne... Read more
Everyone who owns a credit card or has taken a loan of some kind must be aware of the importance of maintaining a high CIBIL score. It is imperative to have a sound credit standing if you wi... Read more
People love the benefits of a credit card, especially the “use now, pay later” feature. In credit card transactions, since cash does not change hands physically, people tend to miscalculate... Read more
Some people expect banks to roll out the red carpet for them because they have stellar scores. But that is a myth. Scores above 750 improve your chances of qualifying for credit facilities b... Read more
Let us be frank. Credit bureaus and various kinds of background checks have come to forefront because lenders doubt borrower’s ability to repay their debts. For years together, banks and oth... Read more
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