The need for funds can “gatecrash” at any odd time in your life, like an unwelcomed guest. The first thing that will make its way in your thoughts is perhaps a personal loan. Should you rush... Read more
Personal loans are often the first pick of individuals despite the high rate of interest charged on it. There are several reasons for it. People find it convenient to take them as the proces... Read more
The government set out to tame a demon called “black money” through its “earth shaking” demonetisation drive. Tremors from this move have been felt in various sectors of the economy. The vel... Read more
When R P Sharma agreed to become guarantor to his nephew’s personal loan, he didn’t know he was actually shooting himself in the foot, the pain of which would be felt for a long time. Unfort... Read more
Marginal Cost of Fund based Lending Rate, or MCLR, is a concept introduced by India’s apex bank, the Reserve Bank of India close to a year ago. It is a method used to calculate interest rate... Read more
If you ever met Narendra Jain you wouldn’t miss the twinkle in his eyes, ever since he moved in his new home. “Thanks to HDFC Home Loan or I would never be able to realise my dream of... Read more
In this modern day when credit cards and loans have become a part and parcel of our lives, debt is often a four-letter word that you tend to take in your stride. That is until the day arrive... Read more
Demonetisation is the most talked about subject in the country today and while people are seen queuing up in front of bank branches and ATMS even a month after the announcement came in, the... Read more
It is a prudent financial step to cover your liabilities with an insurance plan. If you do so, the bank will recover the outstanding loan amount from the insurance company in case of your de... Read more
We live in a world where credit has become an integral part of our lives. We hardly come across anyone who is not servicing one or two lines of credit at a time. This spurt in the usage of c... Read more
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